A payment reduction is possible at the discretion

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A payment reduction is possible at the discretion

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of the borrower, depending on how much his income has fallen. If the income has fallen by 30% or 50% — for example, a person has been transferr to part-time work — the phone number list he does not necessarily ne a vacation. Perhaps a payment ruction of the corresponding 50% with an increase in the repayment period would suit him better. If a person has lost his job or is on sick leave for a month and understands that he will have to sit for another three, then it may be worth getting a full mortgage vacation.

By offering mortgage holidays to borrowers, we assume that the average job search period is exactly 5 to 7 months, so we have provid a six-month interval during which a person can take advantage of these holidays or payment installments.

General, we would like the bill

on mortgage holidays to be consider and adopt as quickly as possible, because we have been discussing it with the market for six months already.

— What else do Russians complain about?

— Many complaints report that companies do not comply with the debt limit (the debt burden on short-term loans or crits from January 28, 2019 cannot exce the debt itself by more than 2.5 times, including all fines, penalties and additional payments — Gazeta.Ru). This year, we install a security app includ an analysis of how this requirement is met in the priorities of preventive behavioral supervision. And we will severely punish for this. There are already several precents of removing MFIs from the register for irreparable violations agb directory in the field of behavioral supervision, the number of banks fin for violations in this area is growing.

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