In 2019, the tax burden on citizens increases and inflation whatsapp lead grows. What innovations to ease the credit burden can Russians expect from the Central Bank?
Our main innovation is control
over the ratio of income and expenses when concluding loan agreements, PTI (maximum debt load). This norm will be gradually introduced from October 1 of this year, and it will be very important for the lender to prevent the borrower’s debt load from exceeding the maximum recommended level. Moreover, this, like mortgage holidays, will also benefit the banks and MFIs themselves: if lenders do not pay attention to.
The existing debt load of a person and his financial
situation, then in fact they are digging a hole for themselves, since at the moment of any unfavorable events a crisis of non-payments will begin. We also receive complaints lessons from “the cambridge handbook of hydrogen and the law” for the hydrogen economy from citizens, where people write to us: “Punish the bank or MFI for poorly assessing my financial situation and issuing a loan.”
— The Central Bank recently published statistics on agb directory the growth of identified financial pyramids. Could you comment on why, despite all the identified cases, Russians continue to invest in pyramids?
