well in Russia and abroad. It shows that overseas data if people are given the opportunity to calmly look for work and solve their problems, then the majority (according to statistics, up to 80-90 percent of borrowers) will return to a normal payment schule.
Today, many banks working with mortgages are accommodating the borrower by providing holidays or a grace period for repayment. But, unfortunately, there is another practice when the lender acts harshly and as a result influences the formation of a negative attitude towards mortgages.
precisely to ensure that mortgage
holidays cease to be a practice of the best, but become a general practice, that a corresponding bill has been develop.
— Are there any rules and regulations today for those involv in mortgage lending?
At present, the Bank of Russia has approv
The first part of the mortgage lending standard, which was develop by Joint-Stock Company DOM.RF with our active participation. It, like the draft law, provides for the possibility of restructuring the mortgage debt if the borrower finds himself in a difficult life situation. At the cache strategy optimization same time, the standard is much broader and covers the entire cycle of relations between the critor and the borrower, starting from the format and completeness ao lists of documents and ending with the procure for terminating obligations under the agreement.
