r this, and good banks do not act this rcs data way, but the trail of several negative stories leaves its mark on the positive dynamics of market development.
And we all need the mortgage market to be perceived as safe.
A proposal is currently being discussed
that the borrower will be able to take a mortgage holiday for six months. But this can be done not once, but twice
— How will the proposed mortgage holidays solve this serious problem?
— The logic of this proposal is simple. We must give a person a guarantee that if he loses his job, gets sick, or faces other circumstances beyond his control that lead to a decrease in income, he will have a period of safety during which he can calmly improve his affairs – get well, find a new job – and not worry about being evicted from his apartment.
Banks could offer borrowers restructuring
— Indeed, banks now have a whole range of opportunities to help a borrower who has found himself in a difficult situation, from a double leap in speed and efficiency debt restructuring and temporary reduction of payments to mortgage holidays. And socially oriented banks actively use these opportunities. But today it is still ao lists the good will of the bank. And a person should have a legal right to count on the support of a creditor in a difficult situation.
